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Maryland State Laws

Maryland HOA Laws & MD Homeowners Association Resources

  • Nonprofit Corporation Statutes generally apply to any incorporated Common Interest Community. In Maryland, look to the Business Regulation Articles, §§6-101 through 6-701 of the Annotated Code of Maryland.
  • Title 11 of the Real Property Article of the Maryland Annotated Code, the Maryland Condominium Act.
  • Title 11B of the Real Property Article of the Maryland Annotated Code, the Maryland Homeowners’ Association Act.
  • Title 5 of the Corporations and Associations Article of the Maryland Annotated Code, Maryland Cooperative Housing Corporation Act.
  • Title 14 of the Real Property Article of the Maryland Annotated Code, the Maryland Contract Lien Act.

*The above list may not be a complete list of all laws and regulations that govern HOAs in your state.  HOA-USA recommends that you reach out to a law firm that has experience in the field of HOA Law if you have questions concerning laws, state statutes or your governing documents.

  • The Articles of Incorporation filed with the Secretary of State provide the legal basis of the association in the form of an Incorporated Non-Profit Corporation.
  • The recorded map or ‘plat’ defines each owner’s title to property including the association’s title to common areas.
  • The CCR’s (Covenants, Conditions, and Restrictions) are publicly recorded deed restrictions.
  • The Bylaws are the rules for management and administration.
  • Resolutions are additional rules and regulations that the association may adopt.
  • Federal Laws also apply. Some but not all include the The Fair Housing Act, Internal Revenue Codes, the American Disabilities Act, the Virginia Graeme Baker Pool and Spa Safety Act , the FCC OTARD Rule (Over the Air Reception Devices – Satellite Dishes) and the Fair Debt Collection Practices Act.
  • There are typically additional state laws that are not specific to Common Interest Communities which require compliance. Some examples include stormwater runoff, coastal development, elevator inspections for condos, and pool operations to name a few.
  • Local Ordinances, while not specific to homeowner associations, apply to building codes, animal control, abandoned cars, water, etc.
  • Additional legal regulations can exist in the form of case law; standards set by professional organizations such as accountants, engineers, architects, home inspectors, and real estate brokers; as well as lender requirements.
  • State laws affecting Common Interest Communities vary widely.
  • Bills affecting Common Interest Communities are frequently being introduced in state legislatures and may be in different stages of consideration, approval, or enactment.
  • It is not uncommon to find conflicts within or between governing documents such as the covenants and the bylaws. There may also be conflicts between governing documents and statutes. When this occurs, attorneys must often consider applying Rules of Intepretation.
  • Because of the wide variance in state laws, constant changes and possible conflicts in governing documents or statutes, it is strongly recommended that association boards and members seek legal counsel and especially with firms that have expertise or strong practice experience in the area of Common Interest Community law. A good starting point is to check the HOA-USA Vendor Directory for your respective state.

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The company information you provide will be used solely for the purpose of updating our site, and your personal information will not be shared with anyone.

If you are interested in having your listing link to your website, and be displayed near the top of the page, please inquire about our Partner Programs. The HOA-USA Partner Program is an opportunity for companies to market their products and services to the board members of their single family, townhome, and condominium associations.

HOA-USA.com is designed to provide state specific marketing opportunities to our Partners. 3 levels of Partnership allow us to provide cost-effective marketing campaigns to companies large and small.

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